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49ers 2026 Salary Cap Thread, 2026 Cap Room=$46,322,300 as of 1/26/26 on a $305M cap

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Originally posted by Midbay:
Originally posted by JTB1974:
Originally posted by NCommand:
Yup, like Eric Davis always says, "If they really want you, they can sign you."

If the league truly wants everyone to play on an even playing field when it comes to the cap, they need to change alot of the rules. Here is some I would consider.

1.You can only restructure a player's contract once. After the 1st time you can't touch it again until it runs out. If you give that player an extension prior to his current deal running out you could only touch the extended years.

2.Don't keep raising the cap. Once this Pandemic ends pick a number and stick with it. Teams have no issue with restructuring a bunch of players at one time because they know the cap will keep going up.

3.Don't allow voidable years.

What is the point of this? Why care?

No one has found a loophole that lets them gain a competitive advantage and pay players but not have it count against the cap.

lmao players would riot if the cap is not raised. It is a relative number to the league profit, not an absolute random number.
Every team plays under the same rules. The cap is only for the big market teams not signing every talent to monster contracts other teams couldn't afford.
But every FO has the same tools to structure the contracts, void years as they please.Everyone is on an even field.
The difference will be in how good is your front office and your coaching staff. The culture in the building. And that starts with the ownership.
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Originally posted by Mooseman:
The Brees retirement now adds another 22 million to the Saints Cap. Mickey Loomis should be fired after the draft.
should have never been this much over the cap.

Also, Voidable years have been used before.

Yup. Key is getting those guaranteed money spread out so you can do all the cap tricks to original contract to reduce the cap hit.

There is a reason practically every team has an AB81 in their front office, and were lucky AB is here to help us cap ignoramus out.
Originally posted by JTB1974:
Originally posted by NCommand:
Yup, like Eric Davis always says, "If they really want you, they can sign you."

If the league truly wants everyone to play on an even playing field when it comes to the cap, they need to change alot of the rules. Here is some I would consider.

1.You can only restructure a player's contract once. After the 1st time you can't touch it again until it runs out. If you give that player an extension prior to his current deal running out you could only touch the extended years.

2.Don't keep raising the cap. Once this Pandemic ends pick a number and stick with it. Teams have no issue with restructuring a bunch of players at one time because they know the cap will keep going up.

3.Don't allow voidable years.

You think the NFLPA is going to agree to freeze salaries while the owners raking in more and more very year?
Originally posted by NinerGM:
Originally posted by mayo49:
Originally posted by NYniner85:
Originally posted by Hysterikal:
Originally posted by NCommand:
Too funny. But it works.


Salary cap is a f**king joke

It's all voidable yrs, it's not real money

Yeah, the Saints should be issued some sort of fine for attempting this.

All voidable years? LOL. I mean how is the union and the NFL allowing this?

I was thinking the same, how could the players Union agree to this?
Originally posted by NinerGM:
Originally posted by mayo49:
Originally posted by NYniner85:
Originally posted by Hysterikal:
Originally posted by NCommand:
Too funny. But it works.


Salary cap is a f**king joke

It's all voidable yrs, it's not real money

Yeah, the Saints should be issued some sort of fine for attempting this.

All voidable years? LOL. I mean how is the union and the NFL allowing this?

I still don't know why the NFL or especially the player's union would care about this.

Hill had all the leverage and still signed this thing. I think he is delusional regarding his ability and thinks $140 million is a good deal for his services. A team-friendly deal even. It is a good deal for the Saints but not for the reason he thinks.
Originally posted by NinerGM:
All voidable years? LOL. I mean how is the union and the NFL allowing this?

They allow it because there is a guaranteed money component. My understanding is that if they void the contract, the guaranteed money is still payable. And its not spread over the life of the contract, it all comes due when he is voided. So, if you are a player and u have guaranteed money, its not a bad thing to get paid for not working. In theory, ALL NFL contracts are voidable. There are clauses in there for conduct unbecoming or actions detrimental to a team's reputation. eg. no skydiving, no dangerous activities, etc. If you rape somebody or kill someone during a robbery, etc. the team can void your contract right away. But they still have to pay the guaranty, unless the specific act occurred on the field during a game. Any NFL fines or suspensions can also void the guaranteed money if the team cuts you because of that. I could be wrong. AB?
Originally posted by Vancouver49er:
Originally posted by NinerGM:
All voidable years? LOL. I mean how is the union and the NFL allowing this?

They allow it because there is a guaranteed money component. My understanding is that if they void the contract, the guaranteed money is still payable. And its not spread over the life of the contract, it all comes due when he is voided. So, if you are a player and u have guaranteed money, its not a bad thing to get paid for not working. In theory, ALL NFL contracts are voidable. There are clauses in there for conduct unbecoming or actions detrimental to a team's reputation. eg. no skydiving, no dangerous activities, etc. If you rape somebody or kill someone during a robbery, etc. the team can void your contract right away. But they still have to pay the guaranty, unless the specific act occurred on the field during a game. Any NFL fines or suspensions can also void the guaranteed money if the team cuts you because of that. I could be wrong. AB?

Yep, Hill isn't getting ripped off here. It isn't fraud.
AB, is there anything you can tell us about these voidable years deals? Also have we used them? Would they work for us?
Originally posted by AB81Rules:

To notify of above, thank you
Originally posted by NinerGM:
Originally posted by mayo49:
Originally posted by NYniner85:
Originally posted by Hysterikal:
Originally posted by NCommand:
Too funny. But it works.


Salary cap is a f**king joke

It's all voidable yrs, it's not real money

Yeah, the Saints should be issued some sort of fine for attempting this.

All voidable years? LOL. I mean how is the union and the NFL allowing this?

The NFL is too affected by injury to give out a ton of security in its contracts. They basically agree to pay you a sum of guaranteed money, and then the years and the rest of the salary is all earned as you go. Its basically just gravy. Its just part of what NFL players accept about playing a sport where their career could end on any given play.

Hill didn't lose any money here. They basically just spread his potential earnings next season into the following two seasons, and made them guaranteed. He gets guaranteed money for next year and 2022, and having guaranteed money in 2022 gives NO the incentive to keep him on the roster and not use that voiding option after 2021. It essentially buys both parties some security, while cutting 8 mil off their 2021 cap.
Originally posted by 49erBigMac:
AB, is there anything you can tell us about these voidable years deals? Also have we used them? Would they work for us?

We have a voidable yr on AA's contract...this is what it says on OTC

The 2025 season is a void contract year used for the purposes of lowering cap charges during the contract. The contract voids if no extension is reached by the fifth day of the 2025 waiver period.
Originally posted by Niners99:
The NFL is too affected by injury to give out a ton of security in its contracts. They basically agree to pay you a sum of guaranteed money, and then the years and the rest of the salary is all earned as you go. Its basically just gravy. Its just part of what NFL players accept about playing a sport where their career could end on any given play.

Hill didn't lose any money here. They basically just spread his potential earnings next season into the following two seasons, and made them guaranteed. He gets guaranteed money for next year and 2022, and having guaranteed money in 2022 gives NO the incentive to keep him on the roster and not use that voiding option after 2021. It essentially buys both parties some security, while cutting 8 mil off their 2021 cap.

This is why I hate it when someone uses the term APY like it truly means something...people just see the fluff number and divides it by the life of the contract and pretend like that's how much he's actually getting every yr. It's all about the GTD cash end of the day.
Originally posted by NYniner85:
Originally posted by 49erBigMac:
AB, is there anything you can tell us about these voidable years deals? Also have we used them? Would they work for us?

We have a voidable yr on AA's contract...this is what it says on OTC

The 2025 season is a void contract year used for the purposes of lowering cap charges during the contract. The contract voids if no extension is reached by the fifth day of the 2025 waiver period.

What NY posted from OTC, it's a way to prorate the bonus to the max years(5), I could see the 49ers doing it with Moseley, depending on what kind of GTD money he got. As for AA, that was again done for cap purposes, if the teams doesn't exercise the option bonus, the $1.5M prorations go away for 2025, but his salary jumps from $12.5M to $18.5M since the $7.5M gets added to his already GTD $6.65M base salary.
Originally posted by NYniner85:
Originally posted by Niners99:
The NFL is too affected by injury to give out a ton of security in its contracts. They basically agree to pay you a sum of guaranteed money, and then the years and the rest of the salary is all earned as you go. Its basically just gravy. Its just part of what NFL players accept about playing a sport where their career could end on any given play.

Hill didn't lose any money here. They basically just spread his potential earnings next season into the following two seasons, and made them guaranteed. He gets guaranteed money for next year and 2022, and having guaranteed money in 2022 gives NO the incentive to keep him on the roster and not use that voiding option after 2021. It essentially buys both parties some security, while cutting 8 mil off their 2021 cap.

This is why I hate it when someone uses the term APY like it truly means something...people just see the fluff number and divides it by the life of the contract and pretend like that's how much he's actually getting every yr. It's all about the GTD cash end of the day.

Agents are the ones who love the APY thing, it's 1. about GTD money, and 2. structure of the deal, like when they get the GTD money, take Trent, if/when he's re-signed, I can see a $25M signing bonus, then a $10M option bonus in 2022, that's $35M Fully GTD, plus whatever his 2021 & 2022 base salaries would be. I can see a 6yr deal for Trent for this to work to the maximum of prorating over 5yrs.
Alright updated list of unsigned 49ers free agents:

QB C.J. Beathard
QB Nick Mullens
RB Tevin Coleman
RB Jerick McKinnon
WR Kendrick Bourne
WR Trent Taylor
TE Jordan Reed
C Ben Garland
C Hroniss Grasu
C Tony Bergstrom
RG Tom Compton
LT Trent Williams
DE Kerry Hyder Jr.
DE Ezekiel Ansah
DE Jordan Willis
DE Dion Jordan
DT Solomon Thomas
NT D.J. Jones
LB Joe Walker
CB Richard Sherman
CB Jason Verrett
CB K'Waun Williams
CB Dontae Johnson
CB Jamar Taylor
CB Ahkello Witherspoon
SS Jaquiski Tartt
If there is one thing this NFL off season shows, we could have kept Buckner last year. The salary cap is a joke. No way the Chiefs should be in the discussion for Trent after paying Mahomes, Chris Jones, Tyreek Hill (can't remember if they paid him or not but if they haven't it's coming), etc.
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