Originally posted by Oldschool9erfan:
Here's the deal. Young could have played longer, how many years did Young sit on the bench for us. He was relatively healthy. The reason why Young retired was that we started to have the salary cap issues. The Niners in their glory years worked out contracts that they were paying off many years later. Young even said, I would have continued to play but the Niner organization wasn't committed to going to the Super Bowl every year anymore so it was time to retire.
It was all of those reasons combined. He had multiple concussions. He was 38. He was still an elite QB, like you said, and probably could've carried the team on his shoulders, but the team was an aged team with salary cap issues. By then Steve didn't have anything to prove. He had a couple Super Bowl rings, one in which he led the team and was its MVP. He set a lot of records. Made his money. No reason to go back to the 49ers when they were on the verge of falling apart, and no reason to start anywhere new. He had nothing to prove anymore.
It's actually very similar to Peyton Manning's situation, to be honest. With both teams, the team fell apart when they lost their QBs. We had to go into rebuilding mode after Steve Young, and we're seeing this now with the Colts.