Whether it's a marquee QB or an interior defensive lineman, no team can afford to lose its most valuable player.So, who steps in if the unfathomable happens? Our NFL Nation reporters and Scouts Inc.'s Steve Muench and Kevin Weidl have teamed up to identify each team's most important player and which player in the 2014 draft each team can target to groom as a potential replacement -- MVP insurance. For some teams, their future stars may be slightly younger than others as draft-eligible non-seniors are denoted with an asterisk.