SANTA CLARA, Calif. -- Jim Harbaugh said he does have a policy on hazing and bullying in the NFL.However, he doesn't think the time is right to express it because of what is going on in Miami between offensive lineman Jonathan Martin and Richie Incognito."Yeah, I could and I'd be glad to at a different time," Harbaugh said. "I don't think that this is the forum for that discussion. But you bring that up to me at some point where it's not related to this story, like I said, anything else is hearsay on my part.