Niners decided to play their most complete game 1 week too soon against the Panthers. The attention to detail wasn't there vs Seattle and to think that they played such a hit n miss game yet they still had a shot at the end should give us some comfort but sadly that's the problem. All year long we watched as they did this against good teams and bad teams sometimes being able to overcome the lapses of focus by players to pull games out and it finally caught up with them.
It began when they allowed Rogers to get back in the mix. Rogers has had trouble guarding guys with 2 good hamstrings. To think that with one now being 85-90% he'd somehow be helpful is foolish, arrogant and cost them greatly. Cox was doing just fine there and couldn't have done any worse than Rogers did in hindsight and it was obvious that Seattle was targeting him too knowing this as well. Also another momentum killer was going up 17-10 with the jump pass to Boldin to then right after only go and give up a 70 yard kick return right after that which lead to a FG was another problem issue in a game so tight.
Jumping offsides, not continuing to rush the passer knowing that it's essentially a free play for the offense and then allowing a TD catch on the back end, inexcusable. Kap topping that off with the turnovers in the 4th was just the icing.