I'm looking to run a $20 dollar fantasy league between me and my buddies. Thus far I have kind of checked a couple places out but am confused to how they work. I checked ESPN and it said you win "prizes" and I don't want prizes I just want to do a 1st and 2nd (maybe 3rd) payout. I'm also looking for something in which I don't have to have all the money up front but each individual pays the $20 to get in. Can you do this through Yahoo, ESPN, NFL, CBS or do I have to go through some place else?